Financial Stewardship Matters to God

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Finding Financial Freedom

Financial freedom is a goal that many strive for, but it often feels out of reach due to life’s demands, unexpected challenges, and the pressures of daily living. However, financial freedom is not just about accumulating wealth — it’s about living a life where money is a tool, not a master. True financial freedom involves aligning your resources with God’s plan, taking faithful steps, and trusting Him to guide your journey.

1. Redefine Your View of Money

The Bible reminds us that money itself is not evil, but the love of money can lead to destruction. 1 Timothy 6:10 (NIV) says, “For the love of money is a root of all kinds of evil.” To achieve financial freedom, we must shift our perspective and see money as a resource entrusted to us by God. When we manage it with wisdom and generosity, we honor God and experience true abundance.

Action Step: Ask yourself, “Am I stewarding what God has given me well? Am I prioritizing my needs, giving to others, and managing my resources with wisdom?”

2. Create a Vision and Plan

Proverbs 29:18 (KJV) tells us, “Where there is no vision, the people perish.” Without a financial plan, it’s easy to drift from paycheck to paycheck without ever making progress. God desires for us to be intentional with our resources. Start by setting realistic financial goals — paying off debt, saving, investing, or giving more to your community or church.

Action Step: Write down your financial goals and pray for God’s guidance. Create a budget that reflects your values and allows room for generosity.

3. Break Free from Debt

Debt can feel like a heavy chain that holds us back from fully living out God’s purpose. Proverbs 22:7 (NIV) says, “The borrower is slave to the lender.” Finding financial freedom requires a commitment to break free from the cycle of debt. This might mean making sacrifices now so that you can experience peace and security later.

Action Step: Develop a strategy to pay off debts, starting with high-interest debts first. Celebrate small victories as you move closer to freedom.

4. Trust God with Your Finances

One of the hardest things to do is to trust God with our finances, especially when money is tight. But God promises to provide when we put Him first. Malachi 3:10 (NIV) says, “Bring the whole tithe into the storehouse, that there may be food in my house. Test me in this… and see if I will not throw open the floodgates of heaven and pour out so much blessing.”

When we give God our first fruits, we invite His blessings into every area of our lives — including our finances.

Action Step: Commit to tithing and giving generously, even when it feels uncomfortable. Trust that God will meet your needs.

5. Seek Wisdom and Accountability

Proverbs 15:22 (NIV) says, “Plans fail for lack of counsel, but with many advisers, they succeed.” Seeking financial advice from trusted mentors, financial coaches, or accountability partners can help you stay focused and avoid costly mistakes. Surround yourself with people who encourage financial discipline and spiritual growth.

Action Step: Find a financial mentor, join a small group focused on stewardship, or take a financial literacy course to grow your knowledge.

6. Live with Contentment

Financial freedom doesn’t mean an extravagant lifestyle. True freedom is learning to be content whether you have little or much. Philippians 4:12 (NIV) says, “I know what it is to be in need, and I know what it is to have plenty. I have learned the secret of being content in any and every situation.” Contentment allows us to enjoy the journey and trust God with the outcome.

Action Step: Practice gratitude daily. Focus on what you have, not what you lack.




Walking in Financial Freedom

Finding financial freedom is a journey that requires discipline, trust, and faith. As you walk this path, remember that God is your ultimate provider. He desires to see you live a life of abundance — not just materially, but spiritually. By honoring God with your finances, creating a plan, and staying disciplined, you will find yourself moving closer to the financial freedom that God desires for you.

“And my God will supply all your needs according to His riches in glory in Christ Jesus.” — Philippians 4:19 (NIV)

Stay faithful, keep trusting, and take the next step toward your financial freedom. God’s provision is already on the way!

Shakera Williams, MSW Avatar

About the author

Shakera has been known to beat all the odds of battling mental health challenges and pursuing her dreams. She is also the author of four books. A memoir of her battle with mental illness titled “The Dealt Hand: The Story of my Battle with mental illness”, The Art of Resilience: Dreaming and Overcoming the Challenges of Life, Resilient Inspired Spiritual Excellence (R.I.S.E.), and her newest book “Hues of Stained Glass: Healing from Broken Pieces”. Shakera’s passion for mental health and women comes from her own experiences and overcoming the barriers and challenges in her own life. Shakera understands that she cannot do anything without her relationship with God His grace and the support of her community.

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